:root {
  --navy:#0f2a4a;
  --navy-2:#163a63;
  --gold:#c8a74e;
  --gold-light:#f3e3ab;
  --bg:#f7f8fb;
  --card:#ffffff;
  --text:#1f2937;
  --muted:#5f6b7a;
  --line:#dde5ef;
  --shadow:0 20px 50px rgba(15,42,74,.08);
  --radius:22px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.topbar{position:sticky;top:0;z-index:30;background:rgba(247,248,251,.92);backdrop-filter:blur(12px);border-bottom:1px solid rgba(221,229,239,.95)}
.nav{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand img{width:300px;height:auto}
.nav-links{display:flex;align-items:center;gap:22px;font-size:15px;color:var(--muted)}
.nav-links a:hover{color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 20px;border-radius:14px;font-weight:800;border:1px solid transparent;transition:.2s ease}
.btn-primary{background:var(--navy);color:#fff;box-shadow:var(--shadow)}
.btn-primary:hover{transform:translateY(-1px)}
.btn-secondary{background:#fff;border-color:var(--line);color:var(--navy)}
.btn-secondary:hover{border-color:var(--gold)}
.hero{padding:72px 0 40px}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:28px;align-items:stretch}
.card{background:var(--card);border:1px solid var(--line);border-radius:28px;box-shadow:var(--shadow)}
.hero-left{padding:38px 38px 34px}
.hero-right{padding:26px}
.eyebrow{display:inline-flex;align-items:center;padding:8px 14px;border-radius:999px;background:#fff7df;border:1px solid #eed689;color:#7a6016;font-size:13px;font-weight:800;letter-spacing:.01em;margin-bottom:16px}
h1{margin:0 0 12px;font-size:60px;line-height:1.02;color:var(--navy);font-weight:900;max-width:720px}
.hero-sub{font-size:24px;line-height:1.25;color:var(--gold);font-weight:800;margin:0 0 16px;max-width:720px}
.hero-text{margin:0;color:var(--muted);font-size:19px;max-width:720px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.trust-points{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:10px}
.trust-points li{display:flex;gap:10px;align-items:flex-start;font-weight:700;color:var(--navy)}
.trust-points span{color:var(--muted);font-weight:600}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:26px}
.stat{background:var(--bg);border:1px solid var(--line);border-radius:18px;padding:16px}
.stat strong{display:block;font-size:24px;line-height:1.15;color:var(--navy);margin-bottom:6px}
.panel-title{margin:0 0 14px;font-size:28px;font-weight:900;color:var(--navy)}
.mock-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.mini{background:linear-gradient(180deg,#fff,#fafbfd);border:1px solid var(--line);border-radius:18px;padding:16px}
.mini h3{margin:0 0 8px;font-size:18px;color:var(--navy)}
.mini p{margin:0;font-size:15px;color:var(--muted)}
.section{padding:26px 0 0}
.section-head{margin-bottom:18px}
.section h2{margin:0 0 8px;font-size:36px;line-height:1.12;color:var(--navy)}
.lead{margin:0;color:var(--muted);font-size:18px;max-width:820px}
.grid-3,.grid-4{display:grid;gap:18px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.feature,.step,.price-card,.legal-card{background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow)}
.feature,.step,.price-card,.legal-card{padding:24px}
.icon{width:46px;height:46px;border-radius:14px;display:flex;align-items:center;justify-content:center;background:#fff7df;border:1px solid #eed689;color:#856614;font-size:22px;margin-bottom:16px}
.feature h3,.step h3,.price-card h3,.legal-card h3{margin:0 0 8px;font-size:24px;color:var(--navy)}
.feature p,.step p,.price-card p,.legal-card p{margin:0;color:var(--muted);font-size:17px}
.step-no{width:38px;height:38px;border-radius:999px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:12px}
.band{margin-top:54px;padding:54px 0;background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.price{font-size:38px;line-height:1.08;color:var(--navy);font-weight:900;margin:0 0 8px}
.price-sub{font-size:16px;color:var(--muted);margin-bottom:14px}
.price-list{margin:0 0 20px;padding-left:18px;color:var(--muted)}
.price-list li{margin-bottom:8px}
.badge{position:absolute;top:16px;right:16px;padding:7px 10px;background:var(--gold);color:#fff;border-radius:999px;font-size:12px;font-weight:800}
.price-card{position:relative}
.cta-band{padding:56px 0 28px}
.cta-box{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;border-radius:30px;padding:42px;box-shadow:var(--shadow)}
.cta-box h2{margin:0 0 12px;font-size:42px;line-height:1.08}
.cta-box p{margin:0;color:rgba(255,255,255,.84);font-size:19px;max-width:760px}
.cta-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:24px}
.cta-box .btn-secondary{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.2);color:#fff}
footer{background:#0d2440;color:rgba(255,255,255,.82);margin-top:26px}
.footer-top{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:28px;padding:38px 0 22px}
.footer-brand img{width:260px;filter:brightness(1.02)}
.footer-brand p{margin:14px 0 0;color:rgba(255,255,255,.72)}
.footer-col h4{margin:0 0 10px;font-size:16px;color:#fff}
.footer-col a,.footer-col div{display:block;margin-bottom:8px;color:rgba(255,255,255,.74)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:16px 0 26px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:14px;color:rgba(255,255,255,.62)}
.legal-wrap{padding:46px 0 60px}
.legal-card{max-width:980px;margin:0 auto}
.legal-card h1{font-size:42px;max-width:none;margin-bottom:10px}
.legal-card h2{font-size:26px;margin:28px 0 8px;color:var(--navy)}
.legal-card p,.legal-card li{font-size:16px;color:var(--muted)}
.legal-card ul{padding-left:20px}
.small-note{font-size:14px;color:var(--muted)}
.notice{background:#fff7df;border:1px solid #eed689;border-radius:16px;padding:14px 16px;margin:16px 0 4px;color:#7a6016;font-weight:700}
@media (max-width:1100px){
  h1{font-size:46px}
  .hero-grid,.grid-3,.grid-4,.footer-top{grid-template-columns:1fr}
}
@media (max-width:760px){
  .nav{padding:14px 0;align-items:flex-start;flex-direction:column}
  .nav-links{width:100%;flex-wrap:wrap;gap:12px}
  .brand img{width:220px}
  .hero{padding-top:34px}
  .hero-left,.hero-right,.feature,.step,.price-card,.cta-box,.legal-card{padding:22px}
  h1{font-size:36px}
  .hero-sub{font-size:21px}
  .hero-text{font-size:17px}
  .stats,.mock-grid{grid-template-columns:1fr}
  .section h2,.cta-box h2{font-size:30px}
  .btn{width:100%}
  .hero-actions,.cta-actions{flex-direction:column}
}


/* Linked legal pages + stronger iPhone/mobile behavior */
.nav-links .btn{white-space:nowrap}
.footer-col a[target="_blank"]::after{content:" ↗";font-size:.9em;opacity:.75}
@media (max-width:900px){
  .wrap{padding:0 16px}
  .nav{min-height:auto;padding:12px 0}
  .brand img{width:210px}
  .nav-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;width:100%}
  .nav-links a{background:#fff;border:1px solid var(--line);border-radius:12px;min-height:44px;display:flex;align-items:center;justify-content:center;padding:0 12px;font-size:14px}
  .nav-links .btn{width:100%}
  .hero{padding:28px 0 22px}
  .hero-left,.hero-right{padding:20px}
  .eyebrow{font-size:12px;line-height:1.35;padding:8px 12px}
  h1{font-size:34px;line-height:1.04}
  .hero-sub{font-size:20px}
  .hero-text,.lead,.feature p,.step p,.price-card p{font-size:16px}
  .stats{grid-template-columns:1fr}
  .stat strong{font-size:22px}
  .feature h3,.step h3,.price-card h3,.legal-card h3{font-size:21px}
  .price{font-size:32px}
  .cta-box{padding:24px}
  .cta-box h2{font-size:30px}
  .footer-top{padding:28px 0 16px}
}
@media (max-width:640px){
  body{line-height:1.5}
  .topbar{position:sticky}
  .brand img{width:190px}
  .nav-links{grid-template-columns:1fr 1fr}
  .nav-links a{font-size:13px;padding:0 10px}
  .nav-links .btn{grid-column:1 / -1}
  h1{font-size:30px}
  .hero-sub{font-size:18px}
  .panel-title{font-size:24px}
  .section h2{font-size:28px}
  .grid-3,.grid-4,.hero-grid,.footer-top,.footer-bottom{grid-template-columns:1fr}
  .feature,.step,.price-card,.legal-card,.stat,.mini{border-radius:18px}
  .band{margin-top:34px;padding:34px 0}
  .cta-band{padding:34px 0 16px}
  .footer-brand img{width:210px}
  .footer-bottom{font-size:13px}
}
@media (max-width:430px){
  .wrap{padding:0 14px}
  .brand img{width:176px}
  .nav-links{grid-template-columns:1fr 1fr}
  .nav-links a{min-height:42px;font-size:12px}
  .hero-left,.hero-right,.feature,.step,.price-card,.cta-box,.legal-card{padding:18px}
  h1{font-size:28px}
  .hero-sub{font-size:17px}
  .hero-text,.lead{font-size:15px}
  .trust-points li{font-size:15px}
  .price{font-size:29px}
  .price-sub,.small-note{font-size:14px}
  .btn{min-height:46px;border-radius:12px}
}


/* iPhone refinement v2 */
html, body { overflow-x: hidden; }
body { -webkit-text-size-adjust: 100%; }
.hero, .section, .band, .cta-band, footer { overflow: clip; }
.nav-links a { text-align:center; }
.hero-actions .btn, .cta-actions .btn { max-width: 100%; }

@media (max-width: 640px){
  .topbar{position:relative; backdrop-filter:none;}
  .nav{gap:10px;}
  .brand{display:flex; justify-content:center; width:100%;}
  .brand img{width:168px; margin:0 auto;}
  .nav-links{grid-template-columns:repeat(4,minmax(0,1fr)); align-items:stretch;}
  .nav-links a{font-size:12px; min-height:40px; line-height:1.2; padding:8px 8px;}
  .nav-links .btn{grid-column:1 / -1; min-height:48px; font-size:16px;}
  .hero{padding:18px 0 18px;}
  .hero-grid{gap:16px;}
  .eyebrow{display:block; width:100%;}
  h1{font-size:24px; line-height:1.05; word-break:normal; overflow-wrap:anywhere;}
  .hero-sub{font-size:16px; line-height:1.3;}
  .hero-text,.lead,.feature p,.step p,.price-card p,.mini p,.stat span{font-size:15px;}
  .panel-title{font-size:22px;}
  .section h2,.cta-box h2{font-size:24px; line-height:1.12; overflow-wrap:anywhere;}
  .feature h3,.step h3,.price-card h3{font-size:18px; line-height:1.15;}
  .grid-3,.grid-4,.stats,.mock-grid{gap:14px;}
  .feature,.step,.price-card,.legal-card,.stat,.mini,.card{padding:16px; border-radius:16px;}
  .step-no{width:34px; height:34px;}
  .price{font-size:26px;}
  .price-list{padding-left:16px; margin-bottom:16px;}
  .cta-box p{font-size:15px;}
  .footer-top{grid-template-columns:1fr 1fr; gap:18px; padding:24px 0 12px;}
  .footer-brand{grid-column:1 / -1;}
  .footer-brand img{width:170px;}
  .footer-brand p{margin-top:10px; font-size:14px; line-height:1.5;}
  .footer-col h4{font-size:15px; margin-bottom:8px;}
  .footer-col a,.footer-col div{font-size:14px; margin-bottom:6px;}
  .footer-bottom{padding:12px 0 18px; display:grid; grid-template-columns:1fr; gap:6px; text-align:left;}
}

@media (max-width: 430px){
  .wrap{padding:0 12px;}
  .brand img{width:154px;}
  .nav-links{grid-template-columns:repeat(5,minmax(0,1fr)); gap:8px;}
  .nav-links a{font-size:11px; min-height:38px; padding:6px 4px; border-radius:10px;}
  .nav-links .btn{grid-column:1 / -1; font-size:15px; min-height:44px;}
  .hero-left,.hero-right,.feature,.step,.price-card,.cta-box,.legal-card,.stat,.mini{padding:15px;}
  h1{font-size:22px;}
  .hero-sub{font-size:15px;}
  .hero-text,.lead,.feature p,.step p,.price-card p,.mini p,.stat span{font-size:14px;}
  .trust-points{gap:8px;}
  .trust-points li{font-size:14px; gap:8px;}
  .section h2,.cta-box h2{font-size:22px;}
  .feature h3,.step h3,.price-card h3{font-size:17px;}
  .price{font-size:24px;}
  .icon{width:40px; height:40px; font-size:18px; margin-bottom:12px;}
  .footer-top{grid-template-columns:1fr; gap:14px;}
  .footer-brand{grid-column:auto;}
  .footer-brand img{width:150px;}
  .footer-brand p{font-size:13px;}
  .footer-col a,.footer-col div{font-size:13px;}
}